Friday, December 31, 2010
Bankruptcy may be the only option for many people, especially in these troubled times. But any way you look at it,bankruptcy has some heavy consequences, and it’s still best to save it as a last resort. Before deciding to file for bankruptcy, whether it’s Chapter 7, Chapter 11 or Chapter 13, here are some alternatives you may want to consider.
The No-Action Approach
Usually, when you simply ignore that pile of debt, your creditors will eventually obtain a judgment against you. This means the court can order
you to give up some of your assets or wages to pay your creditors, much like you would in a Chapter 7 or Chapter 13 bankruptcy. However, if you
have nothing that they can seize—and don’t expect to in the near future—the judgment wouldn’t mean anything. In most states, the debt
simply gets erased from your record after seven years.
you to give up some of your assets or wages to pay your creditors, much like you would in a Chapter 7 or Chapter 13 bankruptcy. However, if you
have nothing that they can seize—and don’t expect to in the near future—the judgment wouldn’t mean anything. In most states, the debt
simply gets erased from your record after seven years.
Self-reorganization
Simply taking time to reorganize your expenses can give you enough cash flow to pay off your debt and avoid any legal action. Consider cutting
down spending on entertainment, travel, and other non-essentials. A financial adviser or bankruptcy consultant can help you go through your
accounts and see where you can cut corners. For companies, this is similar to a Chapter 11 bankruptcy, except that you take the reorganization into
your own hands rather than letting the trustee or creditors take over.
down spending on entertainment, travel, and other non-essentials. A financial adviser or bankruptcy consultant can help you go through your
accounts and see where you can cut corners. For companies, this is similar to a Chapter 11 bankruptcy, except that you take the reorganization into
your own hands rather than letting the trustee or creditors take over.
Personal Negotiation
Creditors still risk losing a substantial amount when a debtor files for bankruptcy. That’s why most of them are willing to accept a settlement in
which they receive part of the money owed—in the worst of cases, they walk away with at least a partial payment. Negotiation can be a good
alternative to Chapter 7 or Chapter 13 bankruptcy if you have enough income or assets to cover a good part of the debt. It can also give you
some time to work out your finances before taking further action.
which they receive part of the money owed—in the worst of cases, they walk away with at least a partial payment. Negotiation can be a good
alternative to Chapter 7 or Chapter 13 bankruptcy if you have enough income or assets to cover a good part of the debt. It can also give you
some time to work out your finances before taking further action.
Debt Consolidation
In a debt consolidation, you take out a low-interest loan from one lender to pay off high-interest debts like credit cards. This allows you to pay
off several debts in a single monthly payment, and often take advantage of a low interest rate so that more of the money goes into paying the
principal. Debt consolidation as a bankruptcy alternative usually requires a security, such as a car, since a debtor in bankruptcy doesn’t have
enough credit to get the required low rate.
off several debts in a single monthly payment, and often take advantage of a low interest rate so that more of the money goes into paying the
principal. Debt consolidation as a bankruptcy alternative usually requires a security, such as a car, since a debtor in bankruptcy doesn’t have
enough credit to get the required low rate.
Microsoft Word 2010 is a word processing program that is part of the Microsoft Office 2010 suite. Microsoft Word 2010 gives the ability to create large documents. One often needs to edit and manage the document before it is finally finished. Rearrangement (of slides) in PowerPoint is rather easy, as one just needs to drag and rearrange the thumbnails for the slides.
In some cases one might need to reorder pages in a large document. In this step-by-step tutorial we shall describe how you can reorder your pages in a Word document, as there is no function (similar to that in PowerPoint) that allows you to drag pages around the screen.
What Will You Need?
Ø Microsoft Word 2010
Step 1: Open Microsoft Word 2010.
Step 2: Open the document in which you wish to reorder the pages. Scroll down to the page that you wish to move. We are going to use a Test Document for this tutorial. It consists of 4 pages.
Place the cursor right at the beginning of the text, from the point where you would like the data to be moved.
Hold the "Shift" key and then press the "Page Down" button on your keyboard. The text on the page should be selected now. If all the text that you wanted to select did not get included in the selection, then keep holding the "Shift" key and press the down arrow key on your keyboard to select the additional lines that you want to include.
Similarly, if some extra text has been included, then keep holding the "Shift" key and press the up arrow key to deselect the lines that you wish to exclude from the selection. The highlighted area shows the text that you have selected. Once you have selected the text that you want to move, release the "Shift" key.
Step 3: Once you have selected the text that you want to move, press and hold the "CTRL" key and press "x" to cut your selection. The other way to cut the selected text is to click on the "Cut" button in the Clipboard box in the Home tab.
Step 4: Scroll over to the area where you want to paste the text. Make sure you keep the cursor right at the area where you want the text to fit in.
Once you are positioned the cursor where you want to place the text, hold down the "CTRL" key and press "v" to paste the text at the desired position. Or you can also position the cursor and then click on the "Paste" button in the Clipboard box in the Home tab.
You have now successfully moved the contents from one part of your document to another.
If you are facing any problems while using Office or if you feel that the computer is slow or about to crash, you should troubleshoot by running Microsoft Office Diagnostics in Word 2007 or any other Office application such as Access 2007 or Excel 2007. The process to troubleshoot by running Microsoft Office diagnostics in Word 2007 is the same as Excel and Access 2007. Microsoft Office Diagnostics is a tool that includes different tests to identify and self-repair or diagnose the issues faced by the user and help him repair them. As you determine to troubleshoot by running Microsoft Office Diagnostics in Word 2007, you should first connect to the web. Also close all other applications or programs. Keep the Office 2007 installation CD handy as this diagnostic tool might prompt you to use it. Follow these steps to troubleshoot by running Microsoft Office Diagnostics in Word 2007:
Click on the Office button.
Click on the Word Options button at the bottom of the list.
Click on Resources in the left side of the menu.
Click on the "Diagnose" button in the next list in front of "run Microsoft Office Diagnostics".
Microsoft Office Diagnostics dialog box will appear. Click on the Continue button. (If you have run it before, you will see the Run Diagnostics Again button. Click on it.)
Click on Run Diagnostics.
However, if Word 2007 has crashed so much that it does not start, there is another way to open and run Microsoft Office Diagnostics. This troubleshooting tool called Microsoft Office Diagnostics can still be run by following this method:
- Click on the Start button.
- Go to Programs > Microsoft Office > Microsoft Office Tools > Microsoft Office Diagnostics
- Click on Microsoft Office Diagnostics.
- The Microsoft Office Diagnostics dialog box will open. Click on Continue or Run Diagnostics Again button.
- Click on Run Diagnostics.
It self-repairs the issues if possible or gives suggestions on how to resolve them if it cannot repair the issues itself. It can take up to fifteen minutes. It checks the computer or laptop for desktop RAM too. If the Automatic Update is on in your computer, Microsoft Office Diagnostics will check if the computer is advanced and modern with free service packs from Microsoft installed in it.
Monday, December 27, 2010
As you must have read at many blogs, it is very easy to hack the facebook accounts with the help of keyloggers. Black hat hackers are using such techniques to spy on Facebook accounts.
All you need to know is the Email Id of the Victim. We’re explaining here how to break its password. There are many software for hacking , phishing, keylogging which are freely downloaded from the Internet to break the Email or any Account passwords. The one of the common software used is Emissary Keylogger to hack the facebook password & So we are using it to demonstrate this tutorials.
Step for Hacking Facebook using Keyloggers:
1. Download the software Emissary keylogger from the Internet.
2. Make sure you have installed .Net framework. If not you install that.
3. Extract the files with the help of Winrar or Winzip.
4. Run the Emissary keylogging software on your PC .
5. Open the Emissary keylogging . It will be like the below given figure.
2. Make sure you have installed .Net framework. If not you install that.
3. Extract the files with the help of Winrar or Winzip.
4. Run the Emissary keylogging software on your PC .
5. Open the Emissary keylogging . It will be like the below given figure.
6. The above page has some details given such Gmail Username(This will have you r Gmail accounts id. Where all the passwords are imported from target PC).
Gmail password (you choice of password)
Server Name (give it as server.exe)
Interval (according to you r wish you keep the Timer)
7. Then the Option part Selection :Block AV Sites: Blocks for the VirusScanning Websites on target computerAdd to Startup: Adds to Startup via RegistryAntis: Anubis, BitDefender, Kaspersky, Keyscrambler, Malwarebytes, NOD32, Norman, Ollydbg, Outpost, WiresharkDisable TaskManager: Disable TaskManager on target PCDisable Regedit: Disable’s the Regedit on target PC.
8. Then Download and Execute the Trojan Downloader on the target PC . (Some antiviruses can report Trojan as malicious)9. Once you complete with this. Hit the Built the server keylogger file is created in the current directory.
10. After this created server file should be send to the target PC and make sure that it gets installed. This can be done by applying some tricks such as this file can be send by any song or video on Target PC. One this song or Video is played it get installed in that target PC.
11. Once this file is runs on the target PC it send all stored password to the Gmail account which is mentioned.
12. The User will such message in his Inbox of his Account. It consist of the victim’s Email-Id and stored password.
13. Now with this you can Access the target persons Account without knowing the person.
Disclaimer : This article is for educational purpose only for ethical hacking students. Please note that hacking anyone’s account is violation of Facebook’s Terms & Conditions. Also if you break in to anyone’s private account it is considered as a crime. We will be not responsible for any misuse of this tutorial.
Lots of readers often ask me How can I be good at website hacking and web application security, The thing is that even if you have an idea of how some popular website application attack work but still you need a safe environment to practice what you have learned because you are not allowed to access any website even for testing purposes unless and until you are not authorized to do that, This is where Damn vulnerable web app(DVWA) comes into play
Basically Damn vulnerable web app(DVWA) PHP/MySQL web app which is Damn vulnerable, DVWA web app allows you to learn and practice web application attacks in a safe environment, It's latest version is DVWA 1.7.
Web Hacking and Security related articles on RHA
- Flood a website with denial of service attack
- Common methods to hack a website
- Website Hacking with Directory Transversal attacks
Vulnerabilities
- SQL Injection
- XSS (Cross Site Scripting)
- LFI (Local File Inclusion)
- RFI (Remote File Inclusion)
- Command Execution
- Upload Script
- Login Brute Force
- Blind SQL Injection
Official warning
It should come as no shock..but this application is damn vulnerable! Do not upload it to your hosting provider’s public html folder or any working web server as it will be hacked. It’s recommend that you download and install XAMP onto a local machine inside your LAN which is used solely for testing.
Installation Guide
You can download DVWA 1.0.4 here, below I am posting a video which will tell you step by step how to install DVWA tools on your computer and practice website Hacking.
First thing any hacker would do to compromise any network is gathering information passively and seeking vulnerable services as well as ports. And this is where Honeypots play a role of fake vulnerability in network.
Honeypots are fake theoretically, but not practically. They are real vulnerabilities in Network intentionally kept open & designed to gather information about the possible attack / attacker.
This fake vulnerability attracts any hacker towards it & he would try to compromise it. The Honeypot will itself stores the data regarding how hacker is trying to break it, what tools he might be using, his intentions, keystrokes and many such things.
This information is useful to network security administrator in many ways. Generally the attack is not done in one shot. Hackers try some initial attacks. And based on its results he hacks into major network flaws after some days.
So Honeypots help security people to secure the networks from the information they have gathered from initial attack. They are called as honey pots only because they are made available in network of vulnerabilities like Honey Comb.
Are Honeypots Vulnerable itself?
Sure they are. There are lot of smart ass hackers – who if anyhow come to know that they are dealing with Honeypots, They can totally screw things up.
Because, they are actually dealing with the system file in the network. So they are already inside it without any breakdown. If they can compromise this fake vulnerability Honeypot i.e. that they can surely break in to the system in less time.
Vulnerability is a vulnerable after all & Honeypots too. But there are very rare chances for attacker to identify it & needs great experience. So, planting Honeypot into any network architecture would be a more secure scenario for any host or network.
In this post I will tell you how your can hack facebook chat application to run it from any windows, Using this hack you will be able to chat with your freinds on other browser pages, So here is the step by step guide to hack facebook chat application.
Note:This trick to hack facebook chat application works for firefox browser only
1.First of all log into your Facebook account
2.Next visit the following link:
http://www.facebook.com/presence/popout.php
3.Next press control D and bookmark the Page
4.Next click on the bookmark option at the top beside history button and right click Facebook chat at the bottom and Check load this bookmark in the sidebar and click on ok.
Now you can load Facebook chat application from any browser
Adobe Illustrator CS5 software provides precision and power with sophisticated drawing tools, expressive natural brushes, a host of time-savers, and integration with Adobe CS Live online services.I have posted lots of articles on Adobe Photoshop CS5 Serial keys and Adobe CS5 Keygens but lots of people were looking for adobe CS5 Illustrator serial keys instead of Adobe Photoshop CS5 keys, So in this post I am posting a download link to the adobe CS5 Illustrator keygens.
Download Adobe Illustrator CS5 Keygens here
Note:Kindly scan the keygen with your Antivirus before running it on yoru computer
You can post your serial key here.If you have any problem or the serial keys or download links are not working for you, Feel free to ask
Note:Kindly scan the keygen with your Antivirus before running it on yoru computer
You can post your serial key here.If you have any problem or the serial keys or download links are not working for you, Feel free to ask
Sunday, December 5, 2010
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